Back in the day, Quicken was the best when it came to money management.
- Money Manager EX is one of the best free and open-source money management software. It is a cross-platform application, which comes with clients for Windows, Mac OSX, and Linux. Money Manager EX is a program that allow users to create multiple accounts, add transactions, categories and reports.
- Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.
- Price: $69.99 (one time fee) Available only for iOS, Banktivity is an app that allows you to.
- 30 best free Mac programs Creative apps, system tools and more There's something exciting about buying a new piece of software, unwrapping the packaging and slipping the disc into your Mac ready.
Of course, your budget for personal finance software matters, too. Our list of the best personal finance software includes free and paid options to suit a variety of financial goals. So take a look and get your finances in order in no time. The 8 Best Personal Finance Software Options of 2020. Quicken: Best Overall; Mint: Best for Budgeting.
The personal finance software program allowed people to manage their money on a computer instead of on paper. You could create a budget, record banking transactions and more.
However, it’s the 21st century now and things have changed. Although Quicken has done well at keeping up with changing technology, there are other budgeting software’s out there. Some have trumped Quicken in terms of features and benefits.
You might find that these Quicken alternatives make money management easier — and even fun.
In This Article
- Top Quicken Alternatives
Top Quicken Alternatives
Since Quicken launched over 35 years ago, many other companies have gotten into the money management market. Some have come and gone.
Others have stuck around. They offer services you might find valuable. Here are some of our favorite Quicken alternatives.
1. Personal Capital
Personal Capital makes the top of our list for Quicken alternatives. The company was founded in 2009. You can use its money management system to keep track of all of your financial accounts in one place.
Bank accounts, credit card and loan accounts, investment accounts and more can all be tracked with your Personal Capital account. The Personal Capital platform is attractive and easy to use.
Its easy-to-read dashboard gives you an overview of your assets, liabilities and your net worth. In addition, it tracks your income and your spending. It also lets you create a budget and helps you see if you’re on track to stay within your budgeted amount for spending.
And possibly best of all: It’s free. Using Personal Capital won’t cost you a dime.
The company also has an added service: wealth management. You can manage all of your investment accounts in the same place you track the rest of your financials. Personal Capital charges an annual management fee for doing so: 0.89% for the first $1 million you’ve got invested.
Management fees decrease if you’ve got more than $1 million for them to manage. This makes Personal Capital a full service money management choice. You’ll find more information in our full review of Personal Capital.
2. You Need a Budget (YNAB)
You Need a Budget is another tried and true option for money management. The program was founded in 2004 by a college student who was struggling to make ends meet.
YNAB has three main goals it wants to help you accomplish with your money:
- Stop living paycheck to paycheck
- Get out of debt
- Save more money
In order to accomplish these goals, YNAB will help you set up a budget that works with your lifestyle. There are no right or wrong expenditures; it’s all about spending in a way that helps you meet your financial goals.
From there, YNAB helps you plan for unexpected expenses and budget fails. Everyone has them, so there’s no use in pretending they don’t exist. Instead, YNAB will help you find a way to navigate them successfully.
Along the way, YNAB helps you get out of debt, save more money and live off of last month’s paycheck. This way you’re building a money cushion that can help you overcome unexpected expenses.
YNAB costs $84 per year, which equates to $7 a month. The first 34 days are free, so you can try it out and see what you think.
3. Mint
You may have heard of Mint by Intuit. Mint features a website and app that currently boast more than 15 million users. Mint’s goal is to let you see all of your money in one place.
It has several features that can help you to:
- Budget and manage your money
- Track your bills
- Categorize spending
- Monitor your credit score
- Track your investments
And more. Mint is a popular choice because of its thorough and easy-to-use interface. Bonus: Mint is also free. You won’t pay anything to use it.
Mint make its money by offering clients products and services. When you purchase a product or service, Mint gets a commission. Some of the other choices shown here do charge a subscription fee, but Mint doesn’t.
The downside of this business model is that there are a lot of advertising messages throughout the site. But if you don’t mind those, you can’t beat the price of Mint.
Get all the details in our comparison of Mint vs. Personal Capital.
4. Tiller
Tiller (also known as Tiller Money) was created in 2014 and as has quickly risen to be well respected and used. When you sign up for Tiller, you’ll start by syncing your bank and other accounts with it.
Tiller will then automatically download your financial transactions to either Google or Excel spreadsheets in a secure manner. This makes money management super easy.
You can arrange your income and expense categories and make them custom-fit your money management style. There are no bill-pay features or investment tracking features, but Tiller will make money management easier for you.
Tiller costs $79 per year to use. However, you can try it free for the first 30 days. You can find out more in our full review of Tiller.
5. EveryDollar
EveryDollar is the budgeting app created by the Dave Ramsey team. The website says it can help you create your first budget in less than 10 minutes.
EveryDollar uses a zero-sum budget concept to help you make the most of money management. You can also set financial goals in line with Ramsey’s Baby Steps program to help you improve your financial picture.
EveryDollar’s basic service is free. However, there is another version called EveryDollar Plus that costs $99 a year. The main benefit of EveryDollar Plus is that it will automatically download and sync your financial transactions to your EveryDollar account.
If you use the free EveryDollar account, you’ve got to manually enter your financial transactions. We’ve got more details in our review of EveryDollar.
6. CountAbout
CountAbout is a budgeting tool that lets you import your information from Mint and/or Quicken. This makes it really easy to make the switch if you’re looking for something different.
CountAbout’s graphs and charts make it easy to see where your money is going. And the service will help you set up a budget that works for you.
CountAbout has two budgeting options: a $9.99 per year basic option and a premium option, which is $39.99 per year. Note that the basic option doesn’t come with automatic downloading of account transactions. You’ll have to enter them manually.
If you choose the premium version, the service will automatically download your transactions.
7. GoodBudget
GoodBudget is budgeting software that’s based on the cash envelope system. With GoodBudget, you create cloud-based envelopes for all of your spending categories.
Then you put money from each month’s budget into those envelopes. You’ll sync GoodBudget with your bank accounts so it can help you track spending in each category.
You can use GoodBudget with a spouse or partner, too. Each person will always know how much is left to spend in budget categories. GoodBudget can help you save for larger, future purchases as well.
GoodBudget has a free version that gives you 10 regular envelopes and 10 additional envelopes. You can tie one account to the free version and use it on two devices.
GoodBudget also has a Plus account. It costs $50 per year and gives you unlimited envelopes. In addition, you can use the Plus version with up to five devices. This means you can get the whole family involved in household budgeting.
8. Status Money
Status Money is like a lot of other Quicken alternatives in that it allows you to sync your bank accounts and manage your money. And it’s a free program that will help you budget and track your credit score.
One interesting feature of Status Money is that uses a peer comparison feature to help motivate users. It has charts and graphs to show you how other people in your peer group are saving, earning, etc.
And it does this anonymously so that user privacy is protected. Yet, it gives you that added incentive to manage your money more successfully.
9. Moneydance
Moneydance is a personal finance program made for Mac, Windows and other platforms. It can help you budget, track your investments, manage online banking, pay bills and more.
The software also has a graphing tool that lets you create visual reports of your income and expenses. Other features include bill payment date reminders and a mobile app.
The program costs $49.99 and comes with a 90-day money back guarantee.
10. Dollarbird
Dollarbird uses calendars to help you manage your money. In this way, it’s different from other apps or programs.
It helps you manage money by allowing you track to your daily spending habits. In other words, it helps you focus on short-term money choices to help improve your overall money picture.
Dollarbird has three different plans to choose from:
- Free Plan for $0
- Pro Plan for $39.99 per year or $4.99 per month (intended for families)
- Business Plan with a customized price (intended for small or large businesses)
If you want a different approach to money management, consider Dollarbird.
11. GnuCash
GnuCash is free personal finance accounting software. It allows you to track bank accounts, income, stocks and expenses.
This is free, open source accounting software.
12. Banktivity
Banktivity is a personal finance software program made for macOS and iOS. It’s produced by a company called IGG Software product. Banktivity was formerly called iBank.
Banktivity helps you with budgeting, bill paying and investment tracking. It uses an envelope system to help you budget. The Banktivity website says its customers save $500 a year on average using the program.
The Banktivity software system has varying costs depending on which features you want to use. The basic program starts out at $64.99 per year. However, there are discounts if you’re upgrading from an earlier program.
13. Moneyspire
Moneyspire is a personal finance program with several benefits. You can use it to:
- See where your money is going
- Create a budget
- Keep track of bills that need to be paid
- See all of your transactions in one place
In addition, you can easily move your information from Quicken and Mint to Moneyspire. And you can install the software on all of your computers with a single license.
This software also contains report capabilities that can help you monitor income, expenses and more. The regular price for the program is $49.99. However, they occasionally have online discounts.
In addition, they offer an unconditional 30-day money back guarantee.
14. PocketSmith
PocketSmith calls itself a time machine for your money. It’s a personal software program with cash flow forecasts to help you better understand your money’s potential.
It features automatic transaction feeds from your bank and a net worth tracker. In addition, you can use it to create a budget and track income and expenses.
PocketSmith has three programs to choose from:
A free version, which comes with manual transaction input
The Premium plan, which lets you see 10-year financial forecasts and more for $9.95 a month
A Super plan, which lets you see 30-year financial forecasts and more for $19.95 a month
The cash flow forecast feature can be a great way to get motivated to save more money. This software is worth a look if you like the idea of forecasting your financial future.
Summary
Quicken has gained a stellar reputation as trustworthy personal finance software. However, with market competition and technological advances, it’s no longer alone in that field.
There are many viable alternatives that may offer you a better personal finance management experience. It’s worth your time and effort to check those alternatives out to see if one might suit you better than Quicken.
Have you ever used Quicken? Or, have you used any of the other personal finance management programs listed here? If so, what was your experience?
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Best Free Money Management Software For Pc
In the present day and age, it has actually become possible to maintain your personal finance online. You can now pay your bills online, carry out net banking, manage your bank accounts and track your budgets and investments. But when it comes to personal finance, it is always important to use trusted websites.
Related:
If you’re wondering about the most reliable websites, then the article below can help you out with the various kinds of software and their features.
Simple Money Keeper
Simple Money Keeper is one of the top rated software applications when it comes to matters of finance. This is reliable and also easy to use. Both these factors are a must in any personal finance software. You can balance your check book, keep a track of your credit cards, keep track of loans, manage your recurring deposits and also your bills.
Clear Check Book
This is one of the most trusted check book software in the finance world. It offers a large number of services to the user. Any kind of financial task- starting from payment of bills to even tracking your investments, Clear Check Book does it all. Plus, unlike most financial software applications, this one is really easy to use.
Simply Checking
If you’re looking for free check book software, then you cannot afford to miss out on Simply Checking. It allows you to keep an eye on your budget and your expenditures so that you do not exceed your limits. Plus, you will be able to carry out other kinds of financial tasks as well which can be of great help to you.
Quicken
For simple and easy money transfer systems, you must take a look at Quicken. The interface is so simple and easy to understand that even a child can operate it! You can carry out different kinds of financial tasks on this software without having to worry about safety or security since all transactions take place through a secure channel.
Buxfer
If you’re talking of reliable check book software, one really cannot forget Buxfer. All you have to do is download the software and create an account. There are powerful features which make it one of the most popular software applications in the market. It also guarantees bank level security which is a must for all personal finance software.
Check Book Software for Various Platforms
At present, there are three platforms that are used across the world. These include Windows, Android and Mac. For all three platforms, there are separate software which are perfectly compatible. While most personal finance software are likely to function across all platforms, there are some software which are unique to Windows, Mac and so on.
Free Check Book Software for Mac – Splasm Check Book
Now you do not actually have to write down checks when it comes to finance, you can just do it online. It is easier, safer and much more convenient. For example, this software allows you to write your checks online so that you can avoid mistakes. Also, you will be shown a record of your past investments and your status at present.
Mac has some of the best options when it comes to check book software. For example, most Mac users use Splasm Checkbook to carry out their financial tasks. With this software you can manage all your finances precisely and also sync and share your data with other. You can also handle your accounts across numerous currencies.
Free Check Book Software for Windows – Moneydance
MoneyDance is a personal finance software which can come to your rescue if you’re really bad with investments and budgets. Although this particular check book software is for Windows, there are special versions available for other platforms too. The best part about this software is that it handles a number of currencies and all kinds of financial tasks.
There are plenty of check book software for Windows. For example, Money Dance was predominantly created for Windows users. Although the software has other versions which can be used by other platforms, it is mainly a Windows software. It allows you to proceed with your transactions in neat and organized fashion.
Free Check Book Software for Android – Checkbook
Managing your personal finance would become a piece of cake if you are an Android user. Especially when you have options like Checkbook.You can track your credit card activity, keep an eye on your budget, manage your recurring deposits, manage your loan payments, balance your check book, calculate your daily expenses and manage your bills.
Most Popular Check Book Software in 2016 – MoneyLine Personal Finance Software
MoneyLine Personal Finance Software is one of the most trusted companies when it comes to any kind of software. Their personal check book software is highly in demand as well. With the help of this software, you can keep a track of your expenditures, monitor your bank balance, categorize all purchase transactions and you also get simple budget tools. It really is one of the best check book software !
It is always better to judge and be absolutely sure before you download a check book software. In case you’re looking for the best check book software, you must download NCH money line personal finance software . Here you can check your account balance, categorize your transactions, add or remove accounts, track all investments which include stocks and mutual funds, track transfers taking place between accounts and so on.
Best Free Money Management Software For Mac Download
What is Check Book Software?
Managing personal finances can be a hassle, especially for those who lead really busy lives. For them, such check book software is a must. These software applications could be like your very own personal finance advisor. You would be able to carry out any kind of financial activities through such software.
If you have to transfer money to another account, if you need to balance your check book, if you need to check your loan payments or make payments, if you want to keep an eye on your stock market investments, such check book software makes it exceptionally easy for you. All you have to do is download a reliable check book software and enter your account details into it. Yes, it really is as simple as that.
How to Install Check Book Software?
Before you install check book software, you need to be absolutely sure of the safety factor. Remember, all these sites will have your bank account details. That is why you need to download reliable check book software and only from trusted official websites. All the software applications mentioned above are reliable ones.
Benefits of check book software
There are countless benefits of check book software. For one, you wouldn’t have to worry about your finances anymore. The software will be taking care of it. Any loan payment that needs to be done, or if you need to write a check, you can rely on the software to do it for you.
Moreover, it always helps to have expert guidance when it comes to finances. The software you download would be keeping an eye on your expenditures, even the day to day ones, to make sure you do not exceed your limits. Based on that, you could curb your expenditures. Also, you would be able to keep an eye on your investments and your stock market trades and mutual funds.
Best Free Money Management Software For Mac Osx
Personal finance and its management becomes really easy with check book software. It is of the utmost importance to download reliable software. If you download any of the aforementioned software, you can update your bank details, keep track of your budgets, deal with a number of currencies and so on. There’s no end to how much you may achieve with the help of check book software.